Broker Check

Financial Planning Done Right

We are a planning centric firm that approaches each unique individual and family-based on who they are and the life they desire to live. We start with a well-crafted financial life plan that provides a strong foundation for making important life decisions. We provide a set of guiding principles and best practices for employing all your resources, including your money, to help you feel secure to enjoy your freedom in retirement. 

Our team brings a robust understanding of taxes, investments, estate planning and insurance. These are important components of personal finance and planning. We bring it all together with the appropriate financial strategies in a thoughtful, life-centric approach designed to help increase your financial security, but also the freedom in your life.

The following summary is an outline of our engagement, services and the expansive role that we play as advisor, advocate, coach, confidant and fiduciary.

  • Going beyond just goals to help you reach for an inspired, purpose-driven life
  • Guidance through a major life transition, i.e., retirement, loss of spouse, buying and/or selling real estate, new business venture, etc.
  • Simplifying the complexity of your finances through integrative financial planning with outside expertise to navigate the hazards and take advantage of opportunities
  • In-depth estate and tax planning to ensure all aspects of your life experience are working harmoniously and in-line with your values
  • Expertise for business owners, executives, beneficiaries of large estates, property owners or who have experienced a large asset transfer or will experience one within the next 5-10 years

Investment Management

We are investment managers that bring a broad spectrum of model portfolios, because we understand that we are all different and one management style does not fit everyone. We monitor an ever-changing market and economic landscape, providing our clients ongoing analysis, advice and solutions to stay in front of potential opportunities and problems that will lie ahead while keeping our focus your long-term future.

A summary of our asset management services:

  • Discretionary Management: We manage your portfolio to our agreed upon objectives.
  • Broad Diversification:We have access to securities representing asset classes and sectors in the US and global markets.
  • Active Rebalancing: We monitor your portfolio to better manage risk exposure and an appropriate allocation.
  • Tax-Loss Harvesting: We recognize losses for tax purposes and take the appropriate measures to get tax savings.
  • Select Portfolios: We offer five distinctly different diversified model portfolios in which all but the Stock Portfolio are allocated to five different risk tolerances and are summarized as follows:
    • Tactical: For clients who prefer an actively managed portfolio with a focus on long-term growth targeting a limited downside and taking advantage of growth opportunities.
    • Income & Growth: For clients looking for more predicable returns in a volatile market with tax-sensitive needs.
    • Socially Responsible Investing: For clients who want to put their money to work for them while doing good for the world and staying true to their values.
    • Exchange Trade Funds: For clients who are sensitive to the tax ramifications and volatility in the overall stock market over the long term.
    • Stock: For clients who really like knowing and seeing the companies they own and are comfortable with a more focused equity position.

Investing involves risk including the potential loss of principal. No investment strategy, such as asset allocation, can guarantee a profit or protect against loss. Past performance is no guarantee of future results. Please note that individual situations can vary. 


Stock and Bonds 

Mutual Funds


Educational IRA

Traditional IRA

Roth IRA


Simple IRA

Treasury Bills

Government Securities

Treasury Notes 


Brokerage Accounts








Money Purchase Plans

Profit Sharing Plans


Life Insurance

Long-Term-Care Insurance

Disability Income Insurance

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. | 858.270.7705